[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.stomi.cz\/nekdy-se-podnikatelum-moc-nedari\/#Article","mainEntityOfPage":"https:\/\/www.stomi.cz\/nekdy-se-podnikatelum-moc-nedari\/","headline":"N\u011bkdy se podnikatel\u016fm moc neda\u0159\u00ed","name":"N\u011bkdy se podnikatel\u016fm moc neda\u0159\u00ed","description":"To, \u017ee je n\u011bkdo podnikatelem, je\u0161t\u011b neznamen\u00e1, \u017ee m\u00e1 doty\u010dn\u00fd v\u017edycky dost velk\u00e9 pen\u00edze a \u017eije si d\u00edky nim jako","datePublished":"2026-03-10","dateModified":"2026-03-10","author":{"@type":"Person","@id":"https:\/\/www.stomi.cz\/author\/#Person","name":"","url":"https:\/\/www.stomi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"stomi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.stomi.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_3.jpg","url":"https:\/\/www.stomi.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.stomi.cz\/nekdy-se-podnikatelum-moc-nedari\/","about":["Pen\u00edze"],"wordCount":409,"articleBody":"   To, \u017ee je n\u011bkdo podnikatelem, je\u0161t\u011b neznamen\u00e1, \u017ee m\u00e1 doty\u010dn\u00fd v\u017edycky dost velk\u00e9 pen\u00edze a \u017eije si d\u00edky nim jako v r\u00e1ji. Tak by to m\u011blo vypadat, ale n\u011bkdy je realita skute\u010dn\u011b pon\u011bkud nebo i diametr\u00e1ln\u011b odli\u0161n\u00e1. N\u011bkdy by si podnikatel\u00e9, o nich\u017e se \u010dasto traduje, \u017ee se jim \u017eije p\u0159\u00edmo skv\u011ble, m\u011bli vyd\u011bl\u00e1vat spousty pen\u011bz, ale ve skute\u010dnosti je tomu docela jinak. T\u0159eba si vyd\u011bl\u00e1vaj\u00ed jenom m\u00e1lo a t\u0159eba dokonce prod\u011bl\u00e1vaj\u00ed. A pokud se jejich podnik\u00e1n\u00ed neda\u0159\u00ed tak, jak by m\u011blo, je v nejednom p\u0159\u00edpad\u011b lep\u0161\u00ed s t\u00edm skon\u010dit. Co\u017e ale n\u011bkte\u0159\u00ed z podnikatel\u016f neakceptuj\u00ed. V\u011bd\u00ed nebo aspo\u0148 tu\u0161\u00ed, \u017ee maj\u00ed jejich firmy je\u0161t\u011b perspektivu, a proto se nevzd\u00e1vaj\u00ed a pokou\u0161ej\u00ed se je zachr\u00e1nit. A kdy\u017e k tomu pot\u0159ebuj\u00ed dal\u0161\u00ed pen\u00edze, kter\u00e9 u\u017e nemaj\u00ed? Pak si prost\u011b berou p\u016fj\u010dky. Je\u017e jsou v mnoha p\u0159\u00edpadech jejich jedinou nad\u011bj\u00ed na sp\u00e1su jejich podnik\u00e1n\u00ed. N\u011bkdy se vezme p\u016fj\u010dka, pen\u00edze se vlo\u017e\u00ed do toho, co se v podnik\u00e1n\u00ed pr\u00e1v\u011b neda\u0159\u00ed, a t\u00edm se d\u00e1 nakonec spousta firem zachr\u00e1nit. Ale chce to v\u011bd\u011bt, kde se d\u00e1 takov\u00e1 podnikatelsk\u00e1 p\u016fj\u010dka sehnat. Je toti\u017e docela dob\u0159e zn\u00e1mo, \u017ee jsou sice n\u011bkter\u00e9 p\u016fj\u010dky snadno dostupn\u00e9, ale n\u011bkter\u00e9 ne, respektive \u017ee existuj\u00ed jak p\u016fj\u010dky v\u00fdhodn\u00e9, tak i ty, je\u017e by svou drahotou nebo jin\u00fdmi riziky mohly podnikatele zruinovat.A podnikatel\u00e9 by se v t\u00edsni m\u011bli rozhodnout v\u017edy pro to prav\u00e9, pro to, co jim pom\u016f\u017ee, a nikoliv pro to, co jenom odd\u00e1l\u00ed a mo\u017en\u00e1 i zn\u00e1sob\u00ed jejich st\u00e1vaj\u00edc\u00ed probl\u00e9my. N\u011bkdy se tak podnikatel\u00e9 uch\u00e1zej\u00ed o bankovn\u00ed podnikatelsk\u00e9 p\u016fj\u010dky. Ale pokud nejsou jako \u017eadatel\u00e9 dokonal\u00ed, neusp\u011bj\u00ed tam. Kdy\u017e nemaj\u00ed p\u0159\u00edjmy ve v\u00fd\u0161i, jak\u00e1 by banky uspokojila, p\u0159\u00edpadn\u011b kdy\u017e maj\u00ed z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, je tam situace v\u00e1\u017en\u011b beznad\u011bjn\u00e1. A kde naopak beznad\u011bjn\u00e1 nen\u00ed? V p\u0159\u00edpad\u011b majitel\u016f nemovitost\u00ed u nebankovn\u00ed spole\u010dnosti, od n\u00ed\u017e si lze vz\u00edt nebankovn\u00ed hypot\u00e9ku. A takov\u00e1 nebankovn\u00ed hypot\u00e9ka bez registru pak m\u016f\u017ee skute\u010dn\u011b hodn\u011b pomoci.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy se podnikatel\u016fm moc neda\u0159\u00ed","item":"https:\/\/www.stomi.cz\/nekdy-se-podnikatelum-moc-nedari\/#breadcrumbitem"}]}]